A life risk plan will consciously address the financial impact of death or incapacity on you, your family or your business. Our advice will identify clear and practical solutions to these financial risks.

We recognise that failing to accumulate enough wealth can challenge your ability to achieve your major lifestyle goals and objectives. Our advisors at Life Risk Management will assist you with setting realistic expectations and implementing a strategy that will comfortably get you there.

So we can ensure that our clients get the very best advice in relation to Life, Income Protection, Trauma and Superannuation we have created a relationship with a specialist risk firm Life Risk Management as it take a special sort of experience and knowledge to get this right. Don't make a mistake and buy something of the TV to protect your family.

Personal Risk Planning

Specialist risk advice and solutions involve some or all of the following insurance products:

  • Income protection
  • Life Insurance
  • Total and Permanent Disability (TPD)
  • Critical Illness
  • Business Insurance

Our Process

At Life Risk Management we will work with you to identify your goals, understand your circumstance and develop a financial strategy to meet your objectives.

Plan Presentation

At this second meeting we present to you the financial plan, explain the strategies and discuss products we have recommended.

Life Risk Management

p: 1300 402 833
f: 1300 134 921

Sydney Office
Suite 20, Bowling Green Lane Avalon NSW 2107

Northern Rivers
First Floor, 4 Lawson St. Byron Bay NSW 2481

[email protected]

Life Risk Management Pty Ltd Authorised Representatives of Apogee Financial Planning ABN 28 056 426 932. Apogee Financial Planning Limited is an Australian Financial Services Licensee and has its registered office at 105 – 153 Miller Street North Sydney NSW 2060. A member if the National Group of Companies.

Business Succession Planning

Well structured business insurance helps keep your business functioning and protects the value of your business’ assets in the case of unplanned events. Your advisor will address your business:

Initial Meeting

At this obligation free meeting, we gain an understanding of your goals and motivations and discuss various strategies based on your personal situation. If you decide to proceed with a one-off financial strategy or a comprehensive strategic plan we move to the plan presentation.


Upon final acceptance of our advice, LRM will facilitate the implementation of the recommended products and liaise with any third parties on your behalf.

Ongoing Reviews

Essential to this partnership is an annual review of your financial plan. We revisit your goals and adjust the strategy where necessary.